I am a KODI user don’t use Stremio. But to address your debrid question have used Real Debrid for about 6-7 years. Pay with a personal credit card have absolutely no worries and no concerns. RD, Torbox, Premiumize all do the same thing when it comes to providing streaming sources. But then again I’m way less paranoid or concerned with most things others are here at the Insider. Just giving you my viewpoint